ISA’s

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Looking for a Tax Free Investment?

Within an ISA your money grows free from any personal liability therefore any gains are not subject to income tax or capital gains tax should you take the money out.

An ISA can therefore be used to provide a tax free income or tax free cash lump sum.

The ISA allowance for the 2015/2016 tax year is £15,240

Evaluate Your Existing ISA for unseen Risk

Over time many funds alter their investment strategy. Moreover, one particular asset class within a fund may perform better than others, which means it will become a larger proportion of the funds asset holdings. This can lead to investment drift, where what started as a suitable portfolio can end up holding very different assets. This could lead to an investor being exposed to much more, or much less, risk than they intended.

We can assess your existing portfolio of investments and make sure they fit your current attitude to risk. We will examine what you currently have and make sure you are on track to meet your current goals.

 

Transfer Your ISA inline with Your Investment Goals

If we find your current ISA investments are not currently aligned with your attitude to risk then we can arrange to transfer your ISA holdings into an investment fund or funds that not only match your attitude to risk but will stay in line with your objectives.

 

What you should do next?

  • We can review your existing ISA holdings and ensure they are on track to meet your goals
  • You can call us to arrange your new ISA for the current tax year.
  • Should you require it we can also arrange a full review of your financial needs.